Q: How do i get my name off the house if paperwork is filed and bank still wont let me get off because debt to income
I have been divorced for 3 years. My ex has the house bc it's his grandfathers. He filed the paperwork for me to get off the house but the bank wont let me bc of his debt to income ratio. I want off the house bc i would like one on my own. It's part of the divorce settlement
A: Sorry for your situation. Does your divorce settlement provide that if your ex cannot refinance he must sell the house? That is likely the only way you can get off the mortgage debt if he cannot refinance. If it doesn't, you can ask if he'd agree to do so, but he has no legal requirement to.
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