Q: I live in NH in an auto accident other party 100% responsible do I take the med pay or will it stop med expense
The med pay is from my insurance can i still get medical bills paid by other driver we have same company
I want to go through her policy for medical
But the insurance company sent me this $1000 check on my med policy should i use it for my copays? I don’t want it to prohibit me from getting my medical and future medical bills paid for if I take this money
Yes, you can use the med pay check to cover your copays. Using med pay to cover your copays will not prevent you from seeking compensation for your medical bills, lost earnings, or other damages from the other insurance company. Using the med pay will allow you to avoid out of pocket expenses while you wait to settle your case or go to trial.
If you are using health insurance to cover the medical bills and you then recover from the other insurance company you may need to reimburse your health insurance company for what they paid. You may want to talk to an attorney about the specifics of your case.
A: Yes, use the $1,000 medical payments coverage check for your co-pays and other out-of-pocket medical expenses. THis $1,000 is from your own insurance company. You paid the premiums to receive the benefits of this coverage under your policy. You will still be able to pursue a bodily injury liability claim against the at-fault party's car insurance to recover the reasonable value of your past and future medical expenses.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.