Q: I live in NH in an auto accident other party 100% responsible do I take the med pay or will it stop med expense
The med pay is from my insurance can i still get medical bills paid by other driver we have same company
I want to go through her policy for medical
But the insurance company sent me this $1000 check on my med policy should i use it for my copays? I don’t want it to prohibit me from getting my medical and future medical bills paid for if I take this money
A:
Yes, you can use the med pay check to cover your copays. Using med pay to cover your copays will not prevent you from seeking compensation for your medical bills, lost earnings, or other damages from the other insurance company. Using the med pay will allow you to avoid out of pocket expenses while you wait to settle your case or go to trial.
If you are using health insurance to cover the medical bills and you then recover from the other insurance company you may need to reimburse your health insurance company for what they paid. You may want to talk to an attorney about the specifics of your case.
A: Yes, use the $1,000 medical payments coverage check for your co-pays and other out-of-pocket medical expenses. THis $1,000 is from your own insurance company. You paid the premiums to receive the benefits of this coverage under your policy. You will still be able to pursue a bodily injury liability claim against the at-fault party's car insurance to recover the reasonable value of your past and future medical expenses.
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