Houston, TX asked in Animal / Dog Law for Texas

Q: My dog bite my neighbor but it was very very minor and now she’s asking me for my home owners insurance how do i respond

She continues to walk around the neighborhood and this I received to give her my home Insurance

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1 Lawyer Answer
Teri A. Walter
Teri A. Walter
  • Houston, TX
  • Licensed in Texas

A: You have 3 choices:

1) give her your insurance information. She'll make a claim, and the insurance company will do their own investigation, and decide whether to pay the claim. Remember that you have a deductible amount that you'll be responsible for before the insurance company pays anything.

2) ask her what she wants, and for evidence of any medical treatment or bills. It sounds likely that she's looking for money. If she really has minimal or no damages, sometimes asking for this information can help the claimant realize that there's no free pot of gold out there. If what she wants is minor (as in, less than your deductible), you may decide to pay her in exchange for a full release. Get a lawyer to prepare the release.

3) ignore her or refuse. She may or may not hire an attorney to pursue her claim (and it may or may not be worthwhile).

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