Elyria, OH asked in Uncategorized for Ohio

Q: I received an email from a payday loan company stating that I will be arrested for not paying loan.They state fed. char

They advise charges include, Theft by Deception, Violation of Federal Banking Regulations and Collateral check Fraud. This loan is probally 5 or 6 years old. They advise if I don't respond within 24 hours, I will be arrested. It came in my Spam mailbox. Can they do this?

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1 Lawyer Answer
Matthew Williams
Matthew Williams
  • Cleveland, OH
  • Licensed in Ohio

A: That's a scam. The law specifically prohibits threatening to arrest debtors in connection with debt collection attempts. If you did commit some kind of fraud on a payday lender, they would need to report the matter to the police, who would contact you regarding any potential criminal penalties.

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