Q: How to file a motion on a illegally repossessed car?
Is there such thing as a 215.78 % annual percentage rate? Really high?
A: If you want to sue someone on your own, you can go to your local justice court. This is called a "Small Claims" court. The court will have a maximum amount of damages you can sue for. You might sue for the money back you already paid if they improperly repossessed your car. Or you might sue for the contract to be followed, giving you the car back and allowing you to continue payments. The local Justice Court will tell you what your options are. Sometimes what you want to do can't be done in justice court/small claims, and you will need to go to a full-size court called District Court.
Small Claims info: https://www.utcourts.gov/resources/rules/srpe/
District Court info: https://www.utcourts.gov/selfhelp/
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