Q: I was in a minor car accident. I was at fault and was unaware that my insurance was expired. Police was called. I gave t
I gave the police my insurance info. I did not receive any tickets. The other driver contacted me and told me my insurance was expired. I offered to pay for the minor damages and the driver stated he was going to press charges against me for no insurance and ask the police to give me a ticket for driving with no insurance.Can the driver do that ?
A: Yes, the driver can do that. The police have the discretion whether or not to proceed with issuing you a citation for no insurance. Depending on whether or not you dispute if your insurance should be expired, you may want to contact a personal injury or contract lawyer to review whether or not the insurance was actually expired and cancelled on the date of the accident.
Another driver can not sue you for lack of car insurance. That is not a civil matter. Only the police can give you citation or the state can suspend your license based on lack of insurance.
The most the other driver can do is sue you in small claims court for the cost of the damages to their vehicle.
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