A Georgia attorney could advise best, but your question remains open for two weeks. A starting point could be to check DMV records for the discrepancy. In terms of pending claims from the dumpster owner or building owner, the license plate discrepancy is not likely to present any kind of defense -... View More

You need to serve USAA's registered agent. You can find the registered agent by looking on the website for the Office of the Georgia Secretary of State - Corporation's Division. Here is the link - https://ecorp.sos.ga.gov/BusinessSearch. My only word of caution is to make sure you have... View More

I am concerned the insurance adjuster is attempting to take advantage of you. The adjuster should be issuing to you a settlement check which compensates you for medical bills + lost wages + pain and suffering. The fact that the adjuster is attempting to pay the medical care providers directly for... View More

Your insurance carrier is probably setting up a claim, if it hasn't done so already. It sounds like it's only a letter at this point. You probably already did so, but if you haven't, turn the letter over to your insurance carrier after making a copy for your own files. If the matter... View More

Your question would be best directed towards your attorney since he/she knows the particular facts of your case best. Nevertheless, in an effort to provide you a response, I will answer your question the best I can.

For starters, insurance companies are not the named defendant in a... View More

A Georgia attorney could advise best, but your question remains open for a week. Do you mean you HAVE already sued them, or do you mean you are in the process of moving forward with a lawsuit that you plan to file. That's a very important distinction, and it is not clear from the wording of... View More

The most you can recover individually is $250,000 regardless of how much the other injured parties have used. If you are having trouble getting your expenses reimbursed by the insurance company, you need to engage an attorney to advocate on your behalf. There may be other avenues of recovery to... View More

Following an accident in which a vehicle is totaled, the owner of the totaled vehicle is entitled to the fair market value (FMV) of the vehicle at the time of the crash. In other words, if your vehicle had a FMV of $5,000 at the time of the crash, $5,000 is all you can recover no matter the amount... View More

This statute (O.C.G. A. § 33-24-41.1) addressed instances when there are two insurance policies which apply to the same claim. It allows for a claimant (i.e., the injured person who is asserting the claim) to recover the policy limits from the primary policy and then pursue a second policy. The... View More

Indemnification clauses (also known as hold harmless agreements) are standard in every release signed by a personal injury claimant. In fact, it would be shocking if the insurance company failed to include such a clause in the release.

In terms of of the court action, I assume you are... View More

Determination of liability and fault is fact specific-----and a trier of fact will determine the facts and make a liiability ruling, if you get that far. Before getting there, others (you, the other driver, insurance company adjusters, lawyers, etc) will make liability determinations based on the... View More

A Georgia attorney could advise best, but your question remains open for a week. Until you're able to consult with a local attorney on any state-specific rules, the GENERAL approach applied nationwide in the type of situation you describe is that the plaintiff relies on the opinion of a... View More

It is possible for an insurance adjuster to reference previous injuries in their evaluation of a claim no matter how old the previous injuries are. However, there are steps that a skilled plaintiffs lawyer can take to combat their attempt. First, prior to filing a lawsuit, you or your attorney... View More

Addendum - To be more responsive to the point you ask about regarding SOLs, I have not seen situations where statutes of limitations were used on the issue of relevance/irrelevance of prior injuries. It's usually a case-by-case analysis, depending on the quality of the medical opinion... View More

A Georgia attorney could advise best, but your question remains open for two weeks. Yes, you could. There are attorneys who handle defense matters who work independently. But the more important question may be why your carrier is declining to offer you defense counsel. They probably provided a... View More

I am sorry to hear about your girlfriend and the driver. In an accident that serious, you really should hire an attorney. You will need to get the driver's insurance information from the police report. You will then need to submit all medical records to the insurance company. You need to make... View More

A Georgia attorney could advise best, but your question remains open for a week. Clients are free to change attorneys, and attorneys are free to withdraw from representing clients (with several exceptions). If you do change attorneys, it's possible your attorney could assert a lien for the... View More

A Georgia attorney could advise best, but you posted last week. You mention needing legal assistance. One option is for you to reach out to law firms to try to set up a free initial consult. In terms of your question of how much you could potentially recover, more information is needed about your... View More

If there is no lien, I have never heard of an insurance company insisting on paying the medical bills and the pain and suffering separately. In fact, one would think the insurance company would not want deal with the hassle of paying individual medical care providers. Simply issuing one check to... View More

It sounds like State Farm would like to exercise control over the payment to medical providers. Their practice of doing things this way COULD be over concerns that some claimants might negotiate with medical providers to reduce their bills - and if a doctor feels shortchanged, they'd pursue... View More