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Georgia Car Accidents Questions & Answers
1 Answer | Asked in Personal Injury and Car Accidents for Georgia on
Q: What do I need to provide to the at-fault's insurance company?

I was recently injured walking in a crosswalk by a young man pulling out of a parking lot. He was cited for not yielding in a crosswalk. He has 25k medical and 25k bodily injury. His insurance company left a message asking for a "statement". Do I need to provide this? I'm... Read more »

James Clifton
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James Clifton
answered on Apr 12, 2023

Do not provide a statement without the assistance of an attorney. The insurance company asks questions specifically designed to allege fault on your part. You will need to provide your full medical records, which may include medical records prior to the accident if requested. You are entitled to... Read more »

2 Answers | Asked in Car Accidents, Personal Injury and Traffic Tickets for Georgia on
Q: If I got rear ended at a high rate of speed because my car stalled and I got ticketed for improper lane change who is at

I was merging over to shoulder when I got hit

James Clifton
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James Clifton
answered on Apr 3, 2023

This is a fact driven scenario and will be determined based on the evidence that can be produced. If you were able to signal the lane change after stalling, it is possible the party who rear-ended you would be at fault for following too closely and would be liable for your injuries. However, if the... Read more »

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1 Answer | Asked in Car Accidents and Insurance Defense for Georgia on
Q: MY AUTO INSURANCE HAS DECIDED TO PAY A CLAIM MADE AGAINST MY POLICY. MY POSITION IS THAT NO ACCIDENT OCCURRED AND THIS

IS A FALSE CLAIM. WHAT CAN I DO TO ARGUE TO MY INSURANCE COMPANY TO NOT PAY THE CLAIM?

Tim Akpinar
Tim Akpinar
answered on Feb 11, 2023

A Georgia attorney could advise best, but your question remains open for two weeks. You could gather your evidence, such as video, photos showing no damage, witness statements, etc. Your position will probably result in your carrier conducting its own investigation. Ultimately, the decision will... Read more »

1 Answer | Asked in Personal Injury and Car Accidents for Georgia on
Q: Dfndnts Ins Co doesn't wnt to pay plaintiff's req amt. Is going to ct only abt money or could the plaintiff lose the cs?
Tim Akpinar
Tim Akpinar
answered on Feb 4, 2023

A Georgia attorney could advise best, but your question remains open for two weeks. In this type of setting generally speaking, two options are to go to court, as you mention, or to lower the amount demanded. Yes, there's always a possibility that plaintiff could lose. A case could be... Read more »

1 Answer | Asked in Personal Injury and Car Accidents for Georgia on
Q: In the state of Georgia is there a policy on how accidents are investigated. processed and recorded?
Tim Akpinar
Tim Akpinar
answered on Jan 28, 2023

A Georgia attorney could advise best, but your question remains open for two weeks. However, accidents nationwide could be investigated by various entities, including insurance companies, departments of transportation, departments of highway safety, and outside agencies. Different entities could... Read more »

1 Answer | Asked in Car Accidents and Civil Litigation for Georgia on
Q: Am I obligated by law to pay for repairs?

In June ‘22 I was in a minor fender-bender where I hit the rear bumper of another car (damage was only a small crack). The other party agreed to work outside of insurance and I agreed to pay for the damage but only directly to the collision center. Months went by and I kept getting excuses on why... Read more »

Michael W. Horst
Michael W. Horst
answered on Jan 7, 2023

Yes. When you cause an accident, you are legally obligated under Georgia law to pay for the damages you caused. The statute of limitations in Georgia for property damage to a vehicle is four years, meaning the other party could wait until June 2026 before filing suit against you and yet still... Read more »

1 Answer | Asked in Car Accidents and Personal Injury for Georgia on
Q: My car was damaged on the highway, from debris. A collison happened infornt of me and the car debris damaged my vehicle.

is the person who caused the accident at fault? Progressive insurance did not accept liability for the cause of the accident.

Tristan Blain Morrison
Tristan Blain Morrison
answered on Jan 7, 2023

Based just on your facts, and without knowing more, I'd guess the at fault party's insurance is responsible for your repairs. Getting that insurance company to pay is the tricky part. Alternatively, if Progressive denied responsibility, your own insurance may cover it, subject to your... Read more »

1 Answer | Asked in Car Accidents for Georgia on
Q: What if the driver did yield & no cars were approaching. But still gets hit from behind after crossing almost out of rd
Tristan Blain Morrison
Tristan Blain Morrison
answered on Jan 5, 2023

Most of the time, when one driver is hit by another, the police officer responding to the accident will conclude that the driver who was in back was "following too closely". Therefore, the driver who "rear-ended" the other driver is "at fault". However, this is not... Read more »

1 Answer | Asked in Car Accidents and Personal Injury for Georgia on
Q: What is the proper venue when the at-fault driver moves out of state after the accident?
Michael W. Horst
Michael W. Horst
answered on Dec 27, 2022

The answer to your question is governed by the Georgia Nonresident Motorist Act statute (specifically, O.C.G.A. 40-12-3). Under that statute, suit against a nonresident may brought (1) in the county in which the accident or injury occurred or the cause of action originated or (2) in the county of... Read more »

1 Answer | Asked in Car Accidents for Georgia on
Q: someone break-checked me (no damage to either vehicle) but he's now filed a claim with insurance how to handle this?

Walked away from the incident and the guy said everything was fine, nothing to report both drove off.

Tim Akpinar
Tim Akpinar
answered on Dec 13, 2022

A Georgia attorney could advise best, but your question remains open for two weeks. If there was no apparent damage to the vehicles, it would probably not result in a significant PD claim. But if the person claims injury, that would be something your insurance carrier would need to defend you... Read more »

1 Answer | Asked in Car Accidents and Personal Injury for Georgia on
Q: Would you use GA SOS to serve a nonresident who is the owner of a vehicle involved in an accident?

The owner was not the driver nor passenger of the vehicle involved in the collision?

Also, same question but for the nonresident policy holder who was not operating nor in the vehicle at the time of the collision?

Michael W. Horst
Michael W. Horst
answered on Dec 10, 2022

You may serve a nonresident using the Georgia Nonresident Motorist Act statute. In order to do so, you must serve a copy of the complaint/summons on the Secretary of State AND by giving notice of such service and a copy of the complaint/summons by registered or certified mail or statutory... Read more »

2 Answers | Asked in Personal Injury, Car Accidents and Civil Litigation for Georgia on
Q: I won a settlement but the company is not paying. What can I do ?
Michael W. Horst
Michael W. Horst
answered on Nov 19, 2022

Once a case settles, both sides are contractually obligated to fulfill their respective ends of the deal. In most instances, that means the injured party will sign a release while the other party will pay a sum of money. In the event either party fails to uphold its end of the bargain, the... Read more »

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1 Answer | Asked in Car Accidents for Georgia on
Q: A drivers friend hit my parked car and I’ve called the police have report and the owner is saying it’s not her fault and

And insurance is giving me the run around

Randy Bryan Ligh
Randy Bryan Ligh
answered on Sep 21, 2022

If insurance is giving you the run around then you should consult with an attorney to represent yourself, although in this situation, depending on the amount of the damage to your vehicle and whether or not you had collision coverage and the corresponding deductible to your vehicle, you might just... Read more »

1 Answer | Asked in Car Accidents for Georgia on
Q: My boyfriend was driving my car and was in an accident. He was deemed not at fault but the other guys ins denied claim.

My bf was insured to drive my car. While driving it, he was in an accident. I was not there. He got a speeding ticket based solely on the slide to stop formula and that was the reason stated for the claim being denied even though the report said it was the other guys fault. My bf had liability... Read more »

Zachary Taylor Beck
Zachary Taylor Beck
answered on Aug 24, 2022

If you have collision coverage, then your insurance should likely pay your property damage claim, regardless of fault. If you have collision coverage (or the equivalent of said coverage), you should make a claim with your insurance company. While the alleged at-fault driver's insurance has... Read more »

1 Answer | Asked in Car Accidents for Georgia on
Q: Am I supposed to get car accident settlement money??

I was in a car accident in a car owned by someone else but insured and maintained by myself. When the at fault drivers insurance issued a settlement, it was given to the owner of the car, who pocketed all the money. Was I supposed to get anything?

Tim Akpinar
Tim Akpinar
answered on Aug 18, 2022

A Georgia attorney could advise best, but your question remains open for three weeks. It would help to see the wording of your policy. But in general terms, the way it works nationwide is that the policyholder (who is usually the vehicle owner) gets the check for property damage and they use the... Read more »

2 Answers | Asked in Personal Injury and Car Accidents for Georgia on
Q: State of Ga do i have to divulge a settlement amt from @ fault carrier to “my”carrier before they pay for UIM claim? Why
Zachary Taylor Beck
Zachary Taylor Beck
answered on Aug 18, 2022

I agree with my colleague. The UIM insurer has a right to know any settlement amounts from the at-fault liability insurer because in Georgia there is "set-off" UM coverage. With set-off UM coverage, the UM insurer offsets its UM exposure by the liability limits (i.e., the amount paid to... Read more »

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2 Answers | Asked in Personal Injury and Car Accidents for Georgia on
Q: State of Ga do i have to divulge a settlement amt from @ fault carrier to “my”carrier before they pay for UIM claim? Why
Tim Akpinar
Tim Akpinar
answered on Aug 14, 2022

A Georgia attorney could advise best, but your question remains open for two weeks. Until you discuss this definitively with a local attorney, the general answer to your question nationwide is "yes." Insurance practices are governed by state law, but in general, insurance carriers have a... Read more »

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2 Answers | Asked in DUI / DWI, Traffic Tickets and Car Accidents for Georgia on
Q: I'm 18 years old and got a reckless driving charge in GA. Am I allowed to drive (safely) between now and my court date?

I got a reckless driving and street racing charges on my record, but my car wasn't damaged and no one was injured. I'm currently out on bail. My DDS dashboard says my license is valid and when I called them the lady on the phone said that it also shows it's valid on her end. Does... Read more »

Sean McIlhinney
PREMIUM
Sean McIlhinney
answered on Jul 17, 2022

In Georgia an under 21 years old's driver's license is not suspended just merely based on the issuance of a reckless driving charge. If you are convicted of the reckless driving you will suffer a 6 month license suspension. A lawyer may be able to help you avoid the suspension by... Read more »

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1 Answer | Asked in Car Accidents for Georgia on
Q: I was in an accident and they only had $25,000 in coverage.I didn't have any additional coverage.Can I get lost wages
Zachary Taylor Beck
Zachary Taylor Beck
answered on Jun 28, 2022

Assuming the other driver was at fault, you can still pursue lost wages against the at fault driver and recover any lost wages from the personal assets of the at fault driver. This is true regardless of the $25,000.00 in liability limits being exhausted to cover medical expenses, general damages,... Read more »

1 Answer | Asked in Car Accidents for Georgia on
Q: was rear ended by a speeding car in a neighborhood, when I stopped looked there were no cars put my vehicle in revers

car came flying up the rd and hit me my truck haven't even moved I was basically stopped would I be considered at fault

Tim Akpinar
Tim Akpinar
answered on May 29, 2022

A Georgia attorney could advise best, but your question remains open for two weeks. The general rule nationwide in a most settings is that the vehicle striking from the rear is at fault. However, an attorney would probably have questions about this accident in terms of why you stopped, why you put... Read more »

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