I was recently injured walking in a crosswalk by a young man pulling out of a parking lot. He was cited for not yielding in a crosswalk. He has 25k medical and 25k bodily injury. His insurance company left a message asking for a "statement". Do I need to provide this? I'm... Read more »
answered on Apr 12, 2023
Do not provide a statement without the assistance of an attorney. The insurance company asks questions specifically designed to allege fault on your part. You will need to provide your full medical records, which may include medical records prior to the accident if requested. You are entitled to... Read more »
I was merging over to shoulder when I got hit
answered on Apr 3, 2023
This is a fact driven scenario and will be determined based on the evidence that can be produced. If you were able to signal the lane change after stalling, it is possible the party who rear-ended you would be at fault for following too closely and would be liable for your injuries. However, if the... Read more »
IS A FALSE CLAIM. WHAT CAN I DO TO ARGUE TO MY INSURANCE COMPANY TO NOT PAY THE CLAIM?
answered on Feb 11, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. You could gather your evidence, such as video, photos showing no damage, witness statements, etc. Your position will probably result in your carrier conducting its own investigation. Ultimately, the decision will... Read more »
answered on Feb 4, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. In this type of setting generally speaking, two options are to go to court, as you mention, or to lower the amount demanded. Yes, there's always a possibility that plaintiff could lose. A case could be... Read more »
answered on Jan 28, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. However, accidents nationwide could be investigated by various entities, including insurance companies, departments of transportation, departments of highway safety, and outside agencies. Different entities could... Read more »
In June ‘22 I was in a minor fender-bender where I hit the rear bumper of another car (damage was only a small crack). The other party agreed to work outside of insurance and I agreed to pay for the damage but only directly to the collision center. Months went by and I kept getting excuses on why... Read more »
answered on Jan 7, 2023
Yes. When you cause an accident, you are legally obligated under Georgia law to pay for the damages you caused. The statute of limitations in Georgia for property damage to a vehicle is four years, meaning the other party could wait until June 2026 before filing suit against you and yet still... Read more »
is the person who caused the accident at fault? Progressive insurance did not accept liability for the cause of the accident.
answered on Jan 7, 2023
Based just on your facts, and without knowing more, I'd guess the at fault party's insurance is responsible for your repairs. Getting that insurance company to pay is the tricky part. Alternatively, if Progressive denied responsibility, your own insurance may cover it, subject to your... Read more »
answered on Jan 5, 2023
Most of the time, when one driver is hit by another, the police officer responding to the accident will conclude that the driver who was in back was "following too closely". Therefore, the driver who "rear-ended" the other driver is "at fault". However, this is not... Read more »
answered on Dec 27, 2022
The answer to your question is governed by the Georgia Nonresident Motorist Act statute (specifically, O.C.G.A. 40-12-3). Under that statute, suit against a nonresident may brought (1) in the county in which the accident or injury occurred or the cause of action originated or (2) in the county of... Read more »
Walked away from the incident and the guy said everything was fine, nothing to report both drove off.
answered on Dec 13, 2022
A Georgia attorney could advise best, but your question remains open for two weeks. If there was no apparent damage to the vehicles, it would probably not result in a significant PD claim. But if the person claims injury, that would be something your insurance carrier would need to defend you... Read more »
The owner was not the driver nor passenger of the vehicle involved in the collision?
Also, same question but for the nonresident policy holder who was not operating nor in the vehicle at the time of the collision?
answered on Dec 10, 2022
You may serve a nonresident using the Georgia Nonresident Motorist Act statute. In order to do so, you must serve a copy of the complaint/summons on the Secretary of State AND by giving notice of such service and a copy of the complaint/summons by registered or certified mail or statutory... Read more »
answered on Nov 19, 2022
Once a case settles, both sides are contractually obligated to fulfill their respective ends of the deal. In most instances, that means the injured party will sign a release while the other party will pay a sum of money. In the event either party fails to uphold its end of the bargain, the... Read more »
And insurance is giving me the run around
answered on Sep 21, 2022
If insurance is giving you the run around then you should consult with an attorney to represent yourself, although in this situation, depending on the amount of the damage to your vehicle and whether or not you had collision coverage and the corresponding deductible to your vehicle, you might just... Read more »
My bf was insured to drive my car. While driving it, he was in an accident. I was not there. He got a speeding ticket based solely on the slide to stop formula and that was the reason stated for the claim being denied even though the report said it was the other guys fault. My bf had liability... Read more »
answered on Aug 24, 2022
If you have collision coverage, then your insurance should likely pay your property damage claim, regardless of fault. If you have collision coverage (or the equivalent of said coverage), you should make a claim with your insurance company. While the alleged at-fault driver's insurance has... Read more »
I was in a car accident in a car owned by someone else but insured and maintained by myself. When the at fault drivers insurance issued a settlement, it was given to the owner of the car, who pocketed all the money. Was I supposed to get anything?
answered on Aug 18, 2022
A Georgia attorney could advise best, but your question remains open for three weeks. It would help to see the wording of your policy. But in general terms, the way it works nationwide is that the policyholder (who is usually the vehicle owner) gets the check for property damage and they use the... Read more »
answered on Aug 18, 2022
I agree with my colleague. The UIM insurer has a right to know any settlement amounts from the at-fault liability insurer because in Georgia there is "set-off" UM coverage. With set-off UM coverage, the UM insurer offsets its UM exposure by the liability limits (i.e., the amount paid to... Read more »
answered on Aug 14, 2022
A Georgia attorney could advise best, but your question remains open for two weeks. Until you discuss this definitively with a local attorney, the general answer to your question nationwide is "yes." Insurance practices are governed by state law, but in general, insurance carriers have a... Read more »
I got a reckless driving and street racing charges on my record, but my car wasn't damaged and no one was injured. I'm currently out on bail. My DDS dashboard says my license is valid and when I called them the lady on the phone said that it also shows it's valid on her end. Does... Read more »
answered on Jul 17, 2022
In Georgia an under 21 years old's driver's license is not suspended just merely based on the issuance of a reckless driving charge. If you are convicted of the reckless driving you will suffer a 6 month license suspension. A lawyer may be able to help you avoid the suspension by... Read more »
answered on Jun 28, 2022
Assuming the other driver was at fault, you can still pursue lost wages against the at fault driver and recover any lost wages from the personal assets of the at fault driver. This is true regardless of the $25,000.00 in liability limits being exhausted to cover medical expenses, general damages,... Read more »
car came flying up the rd and hit me my truck haven't even moved I was basically stopped would I be considered at fault
answered on May 29, 2022
A Georgia attorney could advise best, but your question remains open for two weeks. The general rule nationwide in a most settings is that the vehicle striking from the rear is at fault. However, an attorney would probably have questions about this accident in terms of why you stopped, why you put... Read more »
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