Q: An insured car damaged my property. The driver was not the owner of the car. Can I go after the ins. co. for damages?
The police were called and a police report was filed.
A: If the owner of the car gave permission to the driver to drive it, the owner is liable, and if the owner was insured, then, yes, you would set up a claim with the owner's insurance company. If you don't know if the owner gave permission, you would set up the claim anyway, and then the issue will be sorted out. If there is liability, but the insurance company denies the claim or does not offer enough money to settle it, then you may sue both the owner and the driver.
Tim Akpinar agrees with this answer
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.