Q: Sadly Tim I've already been through all that. They said anybody in the household 14 and older to be listed on the policy
I didn't know that because of that they actually dropped me. Now I have no insurance and is looking for new insurance but in the meantime I need to figure out if I have to pay him the deductible and pay them the $6,000 that they gave him. He text me again today asking for the deductible but stating that his insurance company will probably be coming to get me for the 6000. So I just need to know if I have to pay him that deductible and pay his insurance company the $6,000.
A: I assume by your answer you are satisfied you have no insurance coverage for what happened. If this is the case then you are responsible for any negligence on your part and the damages you caused. You need to be given proof of the amount of the damages and the amount of his deductible. You use the figure $6,000.00 claimed and he say he has a $1,000.00 deductible. If this is correct then you would owe his insurance company the amount they paid-apparently $5,000.00-and the guy his deductible.
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