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Iowa Car Accidents Questions & Answers
2 Answers | Asked in Car Accidents for Iowa on
Q: I just got in accident before my insurance lapsed. I got into an accident oct 5. Does insurance cover it

My insurance was lapsed on oct 12 and third party file a claim in oct 9

Stephen Douglas Lombardi
Stephen Douglas Lombardi
answered on Oct 14, 2023

Based on what you wrote, insurance should cover whatever you bought and had in effect. You can simply pay the premium to renew the policy and then sleep better.

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1 Answer | Asked in Car Accidents for Iowa on
Q: I was served to summons that should have went to someone else with the same name. What do I do?

Process server served me court papers for an accident where a plaintiff is seeking compensation for injuries but I'm not the right person. Same name as the defendant but different birthdays and different addresses and I wasn't in no accident nor do I know of anything about this accident... View More

Tim Akpinar
Tim Akpinar
answered on Jul 17, 2023

An Iowa attorney could advise best, but your question remains open for a week. Send a certified letter and email advising that you are not the correct defendant. Consult with a local attorney for additional options. Good luck

1 Answer | Asked in Car Accidents for Iowa on
Q: I was in the car accident in the other person decided they didn't want to contact him please nor did now they are

What is the statue of limitations on reporting a car accident I was in one and the other person said they don't want to contact them please either and now I'm trying to demand money out of me and for threatening me with police

Tim Akpinar
Tim Akpinar
answered on May 19, 2023

An Iowa attorney could advise best, but your question remains open for a week. Until you're able to consult with a local attorney for accurate information, your insurance company may be able to offer guidance in accomplishing necessary notice(s) and setting up a claim and reviewing the demand... View More

2 Answers | Asked in Car Accidents for Iowa on
Q: I was rear ended and the at fault party refuses to pay. What do I do?
Stephen Douglas Lombardi
Stephen Douglas Lombardi
answered on May 18, 2023

Hire a lawyer and sue the at-fault party. Contact the State Licensing Department and report him/her. Because if they don’t have insurance then they will lose their privileges to drive.

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1 Answer | Asked in Car Accidents for Iowa on
Q: If you hit a garbage can in a parking lot and the owner is outside and he dosent stop you and theres nodamagetothetrash
Stephen Douglas Lombardi
Stephen Douglas Lombardi
answered on Jan 4, 2023

What is your question? What you wrote is not a statement or a question. Rewrite it please.

1 Answer | Asked in Car Accidents for Iowa on
Q: my truck has no insurance and its not plated, it popped out of gear and damaged a house i wasnt around when it happened

i was inside my apartment at the time and notice my truck wasnt parked where i usually park it.

Tim Akpinar
Tim Akpinar
answered on Jan 2, 2023

An Iowa attorney could advise best, but your question remains open for two weeks. In general nationwide, such situations could be covered by the damaged neighbor's homeowner policy if they choose to file a claim. If that happens, the homeowner's carrier has the right to recover their... View More

1 Answer | Asked in Car Accidents for Iowa on
Q: My husband was in a car/semi accident. No ticket was given to the person at fault. What can we do about this?

My husband drives a semi, a car turned in front of him. She had the yellow blinking arrow he had the green light. Instead of hitting her straight on he took the ditch and totalled out his truck. No ticket was given to her. What can we do about this?

Stephen Douglas Lombardi
Stephen Douglas Lombardi
answered on Oct 14, 2022

Have your husband call a lawyer.

1 Answer | Asked in DUI / DWI, Personal Injury, Car Accidents and Medical Malpractice for Iowa on
Q: In Iowa can statements made by an individual with serious head trauma and concussion be used in court?

Operator suffered from serious brain trauma in accident and was questioned right after. It was clear operator was confused which was a result of a concussion from the accident. Operator couldn’t recall events of accident for three days after the accident. Officer wrongfully believed operator was... View More

Erik Luthens
Erik Luthens
answered on Mar 27, 2022

You need to obtain a professional opinion (expert witness) from a neurologist who can identify how the collision would have affected the injured person’s ability to offer a trustworthy statement (from an evidentiary standpoint).

Erik Luthens

Attorney at Law

Parrish-Sams...
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1 Answer | Asked in Car Accidents for Iowa on
Q: Hit by drunk 3 months ago no medical sought but sore missed work a month of rental lyft etc how do I go for emotional

State farm just accepted liability 3 months ago a drunk they're insured pulled out in front of me t-boned my truck had some bruises and swollen knees swollen ankle some cuts on my leg sore neck but no doctor my company paid for my truck but no rental no nothing State farm I know will pay... View More

Randy Bryan Ligh
Randy Bryan Ligh
answered on Mar 16, 2022

Since most attorneys who practice car accident/injury law will provide a free telephone or in person consultation, I recommend that you contact a few attorneys who handle these type cases in your area and speak to them directly---you will learn more and receive more information from those meetings... View More

1 Answer | Asked in Personal Injury, Appeals / Appellate Law, Car Accidents and Legal Malpractice for Iowa on
Q: Definition of/penalties for lawyer perjury when sworn in as a witness in IA.
Tim Akpinar
Tim Akpinar
answered on Oct 9, 2021

An Iowa attorney could answer best, but your question remains open for two weeks. If this involves motor vehicle accident litigation, your selection of categories makes sense. However, this could also be something that an attorney who deals with criminal law/professional conduct matters could have... View More

2 Answers | Asked in Car Accidents, Personal Injury, Civil Rights and Small Claims for Iowa on
Q: Can my dads friend come after me for $1100 to fix his truck after accident with a mini bike without an insurance claim?

I was in an accident where I lost control of my friends minibike and hit his dads, friends truck. I suffered a broken wrist due to it and two days after the incident, the guys wife reached out saying the estimated cost to fix the truck was $1100 and that I would rightfully have to pay it because... View More

Tim Bottaro
Tim Bottaro
answered on Oct 6, 2021

If they turned the claim into their insurance company and it was paid, the insurance company would have a right to go after you for reimbursement.

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1 Answer | Asked in Car Accidents for Iowa on
Q: Sadly Tim I've already been through all that. They said anybody in the household 14 and older to be listed on the policy

I didn't know that because of that they actually dropped me. Now I have no insurance and is looking for new insurance but in the meantime I need to figure out if I have to pay him the deductible and pay them the $6,000 that they gave him. He text me again today asking for the deductible but... View More

Tim Bottaro
Tim Bottaro
answered on May 25, 2021

I assume by your answer you are satisfied you have no insurance coverage for what happened. If this is the case then you are responsible for any negligence on your part and the damages you caused. You need to be given proof of the amount of the damages and the amount of his deductible. You use the... View More

1 Answer | Asked in Car Accidents for Iowa on
Q: I'm in Council Bluffs,IA
Tim Bottaro
Tim Bottaro
answered on May 24, 2021

Just because your son is not on your policy doesn't necessarily mean he is not covered. Instead of relying only upon what the other driver is telling you, file a claim with your carrier. If they deny it they must tell you why and show you the language of the policy which they say supports... View More

1 Answer | Asked in Car Accidents for Iowa on
Q: My daughter let my son who is not covered under my insurance drive her car and he hit someone. No personal injury.

Do I have to pay the guy the 1000 deductible back and pay his insurance the $6,000 that they gave him? The guy is texting me asking me for the deductible back but he also stated that his insurance company will probably come after me for the other money they gave him. What am I supposed to be doing?

Tim Bottaro
Tim Bottaro
answered on May 24, 2021

What state are you in/is the policy written in?

1 Answer | Asked in Car Accidents for Iowa on
Q: How to clear my name in an auto accident

I sold an individual a vehicle He never transferred it into his name and was involved in a hit-and-run. Now the DOT is trying to put the Blame on me.How do I go about clearing my name?

Tim Akpinar
Tim Akpinar
answered on Sep 27, 2020

An Iowa attorney could advise best, but your question remains open for four weeks. Since you don't have the benefit of the vehicle registration as a solid form of proof, some weaker forms of proof could include a bill of sale, record of payment, copy of receipt, cancellation of insurance, and... View More

1 Answer | Asked in Car Accidents, DUI / DWI and Wrongful Death for Iowa on
Q: Son died 12 hrs after car failed to yield. Driver had 2 warrants 4 DUI, no licenseby, 9 suspensions. Manslaughter?

What recourse do we have? Never want another family to deal with the same loss as we have had.

Stephen Douglas Lombardi
Stephen Douglas Lombardi
answered on Sep 8, 2020

If there is insurance you can sue for wrongful death.

1 Answer | Asked in Car Accidents for Iowa on
Q: im am in iowa and stopped at a stopsign and then looked left and pulled out and hit the car in front of me.
Tim Akpinar
Tim Akpinar
answered on Aug 3, 2020

An Iowa attorney could answer best, but your question remains open for five weeks. As a general matter, these facts may not be in your favor, given the fact that you had a stop sign. By now you must have contacted your insurance carrier if the other vehicle's operator and passengers brought... View More

1 Answer | Asked in Car Accidents for Iowa on
Q: An uninsured 17 year old motorist hit my car and caused $1,000 damage. Do I sue the child or the parent?

The car is registered to the child. They verbally agreed to pay to have my repairs made but I sent copies of the invoices and they won’t pay. I have a copy of the police report and a witness stating it was the kid’s fault. She also fled the scene but I caught up to her and called the police.... View More

Stephen Douglas Lombardi
Stephen Douglas Lombardi
answered on Jun 19, 2020

You file an accident report with the Iowa DOT Motor Vehicle Division explaining there was an collision and explaining why, factually, the other driver was at fault. If they agree with you, then the IA-DOT contacts her and if she does not pay for your damages they take away her driver's... View More

1 Answer | Asked in Car Accidents, Criminal Law and Personal Injury for Iowa on
Q: can you be charged with anything if you ask someone you ask to come to see you get in an accident

if you asked someone to come and see you and they refuse to let you pick them up and instead they take public transportation and then get into an accident are you responsible to help pay the medical bills and if you don't can they charge you with anything?

Tim Akpinar
Tim Akpinar
answered on May 29, 2020

An Iowa attorney could answer your question best, but your post remains open for two weeks. As a general matter, it seems unlikely that criminal charges would stem from such a scenario, unless there are factors not mentioned, such as allowing a small child to fend for themselves on public... View More

1 Answer | Asked in Personal Injury, Arbitration / Mediation Law, Car Accidents and Insurance Bad Faith for Iowa on
Q: If a driver of a vehicle has a suspended license and hits someone riding a bicycle, wouldn't she be at fault automatical

Wouldn't she be at fault for driving on a suspended license

Erik Luthens
Erik Luthens
answered on Feb 24, 2020

Operating a motor vehicle with having a suspended license does not create a liability per se situation.

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