Q: When do I start getting PPD?
My last appointment where my MD told me I was at MMI was 13 days ago. I have heard nothing from him or my WC company. I looked online and it says that my return to work day was 12 days ago. When are they required to pay me my PPD in California (I thought it was 14 days)? I called the MD office and they said he already sent it in. I am still in a lot of pain which clearly matches my lumbar MRI, so I don't see a way he could have said I was 0% right? And if I am completely cleared according to them to return to regular work I would have had to be notified? I have received mail from the WC company from AFTER that date already, so they definitely didn't send anything at the time. I have been attempting to hire a lawyer, but they don't seem to think this is urgent. I am in limbo with no answers or benefits and can't even apply for unemployment (I work in healthcare and will immediately be offered work I am not safe/able to perform).
A: if you went to a doctor 'in bed' with the insurance adjuster, he may be writing you have ZERO rateable Whole Person Impairment from this injury. I set a trial for one just like that today...the treating physician said the worker had permanent restrictions from her injury but no rateable permanent disability. There are a lot of M.D.'s out there very willing to cheat people and write lies about them. Not every Medical Doctor is fair. If you do not pick your doctors incredibly carefully in workers comp, you can easily end up with a zero.
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