Q: Is okay to apply for credit during a Chapter 7 bankruptcy prior to discharge?
no other info.
A: Sure, you can try, but no lender out there that I know of will extend you credit until your discharge has been entered.
A: No. Wait until after.
A: Any debt you incur after the bankruptcy filing will be a post-petition debt and, therefore, be non-dischargeable. Therefore, you may be able to obtain credit prior to the conclusion of the bankruptcy but you typically will have a high interest rate. If possible, wait until your case is discharged until obtaining any additional credit.
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