Q: Do I have to pay off loans or credit cards for my deceased Mom? She had no estate and $10,000 in life insurance.
When she passed I notified a loan company and credit cards, sent death certificates and was told they'd be forgiven. But now I'm getting calls and letters from them saying that they weren't forgiven and need to be paid. Since she only had a small insurance amount and the bills exceeded the amount. She had no estate and they've even told me I'm not responsible, but her estate is. She had nothing and I've made 6 payments to Lend Mark in Richmond since she's passed. I wasn't a cosigner or even on the loan. Do I have to pay the outstanding balances? What happens if I don't pay them? I draw SSDI, have Medicare and Medicaid.
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