Q: Need advice on insurance company trying to claim our statute of limitations ended in Indiana over an accident.
Their client was at fault, been trying to get a reasonable settlement outside of medical liens, and Selective insurance is now trying to say they don't owe us anything because we couldn't come to an agreement on what was a fair amount to resolve the issue.
A: If your accident occurred on or before 10-08-19 and you did NOT file suit on or before 10-08-21, the Statute of Limitations HAS run and you have no right to recover anything. This is yet another reason why you should have hired an experienced personal injury attorney. If the attorney missed the SOL, you could sue him but if you are not represented, you are barred from recovery unless you were a minor on the date of the accident in which case, the SOL is your 20th birthday.
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