Q: How much is seen by insurances on speeding ticket? For example, are officer comments seen/looked at?
A few months back I was pulled over for speeding. The officer asked if I had been drinking and I told him that I had a few drinks earlier in the night. I performed some Field Sobriety Tests and was asked to use a breathalyzer. The breathalyzer showed a blood alcohol content of .079. Being that the legal limit is .08 I was not charged with a DWI/DUI and only received a speeding ticket. The ticket was 40 miles in a 30 mile an hour zone. I spoke to the district attorney and was told that they were not going to charge me with a DUI, however they were not prepared to offer me any deals. I was told that I could request a court date or plead guilty to the speeding ticket. I am ready to pay the ticket, however I would like to know if the officer report that states my Blood Alcohol Content, and the Field Sobriety tests will be seen by insurances.
A: The ticket is public information and the insurance company can certainly access it if they want to. The bigger question is whether the company will seek it out.
Thomas C Gallagher agrees with this answer
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A: The citation with officer notes may be possible to see. But my understanding is that insurance companies look at the Driver's License Record from the Minnesota Department of Public Safety, including the statute of conviction, date of conviction, incident date. Filed Sobriety Tests and the Preliminary Breath Test (PBT) at the side of the road are not accurate but only intended for use in deciding probable cause to arrest for DWI.
1 user found this answer helpful
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