Asked in Insurance Bad Faith for Indiana

Q: the insurance company are under legal obligation to resolve any dispute within a reasonable amount of time.

If an insurance company can't resolve the claims for 2 years - is any legal (practical) consequences for insurance company? Could my underage daughter request and to know her rights under insurance policy? Is IN Department of Insurance based on IN title 27 could consider this as violation of title 27? My underage daughter was in car accident (she was not driving) in IN state- during visit IN University (by University invitation). Founders insurance took responsibilities for accident and now they don't want to pay.

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2 Lawyer Answers
Tim Akpinar
Tim Akpinar
Answered
  • Insurance Claims Lawyer
  • Little Neck, NY

A: An Indiana attorney could advise best, but your post remains open for two weeks. Your post requires more than a quick general response. I recommend that you consider reaching out to an Indiana attorney without further delay to discuss in detail as to what your daughter's options are. Most personal injury law firms offer free initial consults.

Only an Indiana attorney is qualified to advise you on Indiana law, but you should know that as a general premise nationwide, the insurance industry is not generally governed by a doctrine that all claims must be settled. If a claimant is not satisfied with the position of an insurance company, their usual option is to explore litigation or arbitration. It is not bad faith to not settle a claim as a premise nationwide. It is simply a position that many carriers may take, depending on the circumstances of an accident.

It isn't clear whether you are exploring the applicability of the law in terms of a two-year window, or a time period of around two years has already elapsed. Either way, an Indiana attorney should be able to help you sort things out as to what your daughter's options are. I hope she is okay as a result of the accident. Good luck

Tim Akpinar

Tim Akpinar
Tim Akpinar
Answered
  • Insurance Claims Lawyer
  • Little Neck, NY

A: Addendum - The reason why I recommended acting without further delay in consulting with an attorney is to learn what the applicable statutes of limitations that govern your daughter's rights are - only an Indiana attorney could advise there. But I recommend that you learn them sooner than later - it appears that some time may have elapsed here. Good luck

Tim Akpinar

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