The AC/furnace is 4 months old and had a 10 year warranty. The power surge voided the warranty. The insurance company wants to fix it instead of replacing it, which means I lose the remaining 9+ years of warranty. They also want to pay me $500 to replace a $1200 washing machine that the power... View More
An Indiana attorney could advise best, but your question remains open for two weeks. On option might be to discuss their proposed repair/component replacement with your furnace company (if you mean their warranty) - if the power surge only affected control components. Another route could include...View More
An Indiana attorney could advise best, but your question remains open for a week. I don't think you have grounds for a lawsuit. Did you suffer damages as a result of the false statement? It sounds like it could have been a transcription error. If on the other hand, there was malicious intent...View More
My daughter's car was hit from behind on December 16 2022. Insurance company has made no movement on paying out the car. Her car has been in impound. She has been paying ride shares and walking to work. What can she do? Does the insurance have time requirement to resolve the issue?
An Illinois attorney could advise best, but your question remains open for two weeks. Some of your primary options include attempting negotiation with the carrier, filing suit in small claims court or civil court, or arranging a consult with an attorney to discuss them filing suit or continuing...View More
An Indiana attorney could advise best, but your question remains open for four weeks. As a general rule nationwide, insurance carriers do have the right to not renew policies, whether based on claim history or other factors. For state-specific guidance, you could check with the Indiana Department...View More
Yes I suffered 2 fractured bones in my elbow from a fall at work. It was a Sunday I forgot my keys so I text the production manager to ask if he could let me in. He responded on my way. I asked for 2 weeks straight for the insurance company's information no one in management nor the owner... View More
An Indiana attorney could advise best, but your question remains open for two weeks. It sounds like your fall was in the course of employment. If that's the case, a workers' comp attorney could advise best. Some questions go unanswered on this forum, but you could try reposting and...View More
I added my son to policy on 12/8 when he was born. Insurance company wanted more money for December, never sent a bill. I cancelled policy for 12/31 and got new private insurance for January. They ended up cancelling policy for 12/7 and said non payment. I’ve been going back and forth with them... View More
An Indiana attorney could advise best, but your question remains open for a week. It could depend on the policy terms. It looks like they already acknowledged the error, but if eventually there is no resolution, you could consult with a health care law attorney to review the matter and outline your...View More
The premiums were outrageous and they wanted me to pay almost $800 for the month so I bought a new policy I bought the original policy on 2/6 and began the cancellation process on 2/15 that is 8 days are they entitled to keep the 363 dollar deposit or am I entitled to receive it back
An Indiana attorney could advise best, but your question remains open for two weeks. It could depend on the terms of the policy. Many reputable carriers will honor pro rata adjustments for unused premiums - but again, it could depend on the policy. Good luck
An Indiana attorney could advise best, but your question remains open for two weeks. It could be difficult for ANY attorney to advise based on these brief facts. If you reached out to law firms, they're going to ask about the substance of the statements, the damages caused, your evidence, etc....View More
I am selling a house as is, the boiler went out causing the heat and plumbing pipes to burst. The homeowners ins is paying for the damage. I'm selling for less now because of the pipes. I'm keeping the ins check to cover my loss. is that insurance fraud?
An Indiana attorney could advise best, but your question remains open for a week. Nationwide, it is usually not fraud if the check was issued for a legitimate loss and it reflected actual damages that were honestly presented for property owned outright. However, there could be other issues...View More
If an insurance company can't resolve the claims for 2 years - is any legal (practical) consequences for insurance company? Could my underage daughter request and to know her rights under insurance policy? Is IN Department of Insurance based on IN title 27 could consider this as violation... View More
An Indiana attorney could advise best, but your post remains open for two weeks. Your post requires more than a quick general response. I recommend that you consider reaching out to an Indiana attorney without further delay to discuss in detail as to what your daughter's options are. Most...View More
I am the third party in a product liability insurance claim. My claim was denied and I appealed the decision and it was denied again but have continued contact with the claims adjuster. Yesterday, the adjuster called me wanting to "resolve" the claim by offering payment for... View More
An Indiana attorney could advise best, but your question remains open for a week. It's really anyone's guess why they want to resolve the claim all of a sudden. One possibility is that the claims adjuster needed additional information to evaluate the claim. And speaking with their insured...View More
My husband received a ticket in February 2021 we paid the speeding ticket and the Bmv sent the sr-16 to the Bmv my husband got into an accident and hit a tree he was the only one involved in the accident in July 2021 and that’s when he found out his license had been suspended and yes I know... View More
An insurance company has a right to refuse payment on an accident claim if the driver did not have a valid license. You admit that your husband did not have a valid license at the time of the accident. Your insurance company may well be refusing to issue a certificate of coverage but that refusal...View More
The new company could not insure me until 12:00 a.m., meaning the next day. The acknowledgement of cancellation from the prior company states my policy is cancelled at 12:01 a.m. the day I cancelled which is technically before I cancelled. My mortgage company is requiring proof of insurance for... View More
Unfortunately, the use of those figures alone, as a general practice, could leave too much open to interpretation. If possible, it might be best to have them clarify in writing what the last full day of coverage is and what the first full day of coverage is with the respective carriers, rather than...View More
I have insurance on my vehicle as well as my husband and daughter in laws. Were all covered for all cars. My dil got into an accident 2-19. Her car is in my son's name. Hes in the navy and will be gone for 8 years, so we don't have him on the insurance. Now they're refusing to cover... View More
With the exception that you must purchase insurance in a minimum amount, the terms of your auto insurance are governed by your policy, NOT by law. So it is not possible to tell you whether the exclusion is "legal or illegal." An insurance policy is a contract so it can specify whatever...View More
My friend was rear ended in indiana in 2017. The distracted lady apologized because her kids distracted her causing the accident and the lady's insurance paid my friends medical and car damage. When the police questioned the at fault lady, she claimed my friend was stopped at a green light,... View More
She needs to get a letter from her insurance company in writing showing she is not fault. She needs to get a copy to the BMV so her record is corrected. She also needs to keep the letter and also a copy of the police report to show she is not at fault for any new insurance company that gives her a...View More
I was at work when our job security ran into my parked vehical, it all on surveillance. We went through the usual insurance swap, police report, inform my insurance of the accident. I was unable to reach anyone in the at fault party insurance, so my insurance offered to reach out to get info and... View More
Either insurance can pay for the cost of fixing the car or the total loss value, it's their option. If you think it can be fixed you can buy it back for the salvage value, but then youget a "junk title" --and if you find out because of alignment or other problems it's not really...View More
I was entering a intersection as my light turned yellow, going straight, a girl coming from the opposite direction, in the left turning lane, turned right into me. This happened the 20th of October. We both have Geico Insurance, and they have both of us at no fault. They have 2 statements verifying... View More
Hi I was in an auto accident in Ohio November 2016; had to receive chiropractic treatment until January. The insurance company just mailed the checks to me 2 weeks ago. We are going through a very tough time, as my fiancé is off work from being hurt at work ( a process currently being... View More
Plan on paying the chiro. That's the person you are obligated to. Don't do it again.
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