Q: 2 month old leased car stolen. Ins. paid bank directly. Bank kept all additional down payment 22K. and deceived me. ???
What is your question? Insurance will pay off lender not you, as you are not the owner.
Read your Contract, but it is doubtful that you have any contractual rights for a refund.
Hire an attorney for a consultation after reading your Contract which you agreed to. I doubt Equity will provide a remedy.
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