I was in a car accident, and we were sent a bill through an insurance company. (We are yet to pay it) After, about 3-4 weeks later, he sent a personal letter with his phone number and a separate bill for the part he needed. It is hand written. We are not sure what to do.
As stated before,... Read more »
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answered on Mar 2, 2023
It is not necessarily illegal for someone to put a letter in your mailbox if they are not a resident of your household, as long as they do not tamper with your mail or use it for fraudulent purposes. However, it is generally not recommended to do so without permission from the homeowner.... Read more »
I'm current living with my grandma helping her out, Well she has a Reverse Mortage on the house and they are asking about $100,000 for it if she pays it. How ever I am going to get a Mortage to pay the house, I would like to see if I can setup a agreement so soon I pay the reverse mortage off... Read more »
answered on Mar 2, 2023
If a Deed is executed then the property goes where the granting and habendum clauses say. It does not become subject to a Will Devise later if it is a fee conveyance. The grantees take the Estate when executed.
I'm current living with my grandma helping her out, Well she has a Reverse Mortage on the house and they are asking about $100,000 for it if she pays it. How ever I am going to get a Mortage to pay the house, I would like to see if I can setup a agreement so soon I pay the reverse mortage off... Read more »
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answered on Mar 2, 2023
It is important to consult with an attorney who specializes in estate planning and real estate law in your state to help you navigate this process. They can advise you on the legal options available to you and help you draft a legally binding agreement that ensures the transfer of the house to you... Read more »
I did fully pay the debt with paypal within 8 days
answered on Jan 16, 2023
If it was a worthless check, then a charge is possible. It sounds like you have not been charged yet, so do not worry about it unless cited/arrested. Then hire an attorney top get it Diverted, Dismissed and Expunged.
Someone fraudulently cashed a check I sent to pay my trash bill. The trash company never received it, so they still say I owe the bill. Who is responsible for getting the money - the bank, or the trash company?
answered on Jan 13, 2023
Most likely you.
If someone intercepted a check you wrote to pay a bill and wrongly cashed it, you can legally pursue that person and possibly your own bank as well as the bank that cashed the check.
But you do still owe your trash company and should pay it. This time I recommend... Read more »
I Didn't Know ,What Do I Do?
answered on Nov 16, 2022
How was money left for you? If you actually owned the money then sue Bank for Conversion in Sessions Court. You probably have to prove you are sole Next of Kin.
We are faced with this occasionally. There is less than $15000 in an account, no funeral expenses, or last medical bills, no surviving spouse, and multiple children. Do we split the funds between the next of kin or does it go to the first one that contacts us?
answered on Jun 29, 2022
You have to comply with the Intestate Succession Statutes T.C.A. Sections 31-2-101 et seq. Claims against a Decedent are rarely your concern, and you will know one by a Court Levy. Giving money to the first claimant all the time will get you sued for Conversion. Hire a competent attorney on... Read more »
I have a court ordered lien for the clients proceeds and an order against the firm that represents the client. The firm state the knew about the lien but not the order against the firm’s and they gave the client the money instead.
answered on Jun 22, 2022
You will probably need a TN attorney to get the Clerk and the Sheriff to execute a Levy against the firm's Bank Account. It would be necessary to know what Bank they use. There are Fees for each Levy. You apparently have a Judgment but now you have 10 years to collect.
I think it is time for a lawyer to get involved, the Financial institution is USAA, what type of a lawyer should be contacted. What are the options to help get these funds returned even if the accounts can not be reopened. Please and Thank you
answered on May 17, 2023
Assuming you have connections to the military. Jurisdiction may be a problem. Hire an attorney to go after the funds. If no results then a suit for breach of contract/conversion is necessary. But where to sue is an issue that may be insurmountable.
answered on May 13, 2023
In the United States, a business like a bank cannot discriminate against you based on your nationality.
answered on Nov 15, 2021
What is your question? Insurance will pay off lender not you, as you are not the owner.
Read your Contract, but it is doubtful that you have any contractual rights for a refund.
Hire an attorney for a consultation after reading your Contract which you agreed to. I doubt Equity... Read more »
I deposited checks into a different financial institution as the void date is near. I went to the bank and they stated there was nothing they could and referred me to a property claim website. In looking on the site there were no claims attached to my name. In speaking with the treasury department... Read more »
answered on Nov 1, 2021
Cashier's Checks are the issuing Bank's own Note. Hire a very competent attorney to sue the Issuing Bank for wrongful dishonor, possible breach of contract, etc. You may have to sue the Bank in its own jurisdiction. Is the Bank still in business? It sounds like it folded and... Read more »
My father died 5 months ago and my mother is being told by her bank that she must file a small estate affidavit with the court before they will give her a "gold seal" that she needs to receive earnings from some stock my father owned. She has received conflicting stories from every... Read more »
answered on Sep 21, 2021
The assets that are counted for determining whether the estate is under the small estate affidavit limit would NOT include the "jointly" owned house or vehicle, but there is a process that needs to take place to get those retitled.
The personal property and bank accounts of the... Read more »
Take out some cash to pay off some bills. I have approximately $60,000 in a retirement account another $30,000 in cash. What would be the best avenue to take in my quest? Your thoughts would be greatly appreciated.
answered on Jul 13, 2021
If you put a Deed of Trust against that real property, the lender will foreclose immediately upon any default, not just non payment of the Note. I recommend not borrowing against the home and do not suffer a Judgment against you. The Judgment will be executed against the property.
there’s 3 different charges, one going back 3 years. i heard that they go away after “7 years off being on your credit report.”
answered on Feb 27, 2021
Broad question- "what happens to whom?"
A financial institution's "charge-off" is an internal accounting and regulatory function; a charge-off by your lender in no way affects or reduces your legal obligation to repay the debt.
The length of time an... Read more »
I lived in VA when the alledged credit card was used. They said that the account was paid on until 2008, which I deny, or if it was it was not from me.
answered on Oct 20, 2020
Ten years from your last payment on the debt which is a breach of contract.
I called them to complain about this error and get the money back because they had left 3$ in my bank acc and they said 7 days to get a check... okay whatever 10 days later I called turns out they processed the check. I read TN penal codes and nothing discusses this issue only what the check cashed... Read more »
answered on Oct 12, 2020
No.. You gave them a check, and they cashed it at their leisure. This happens all the time, and the payee is not breaking a law by negotiating the paper early. You could try to sue the payee for breach of contract, but it is not advisable.
answered on Sep 10, 2020
It likely does not mean that. Don't worry, it doesn't mean you weren't approved either.
You see there are different parts of a loan - origination and servicing.
Loan origination is the process by which a borrower applies for a new loan, and a lender processes that... Read more »
I settled over an $800+ bill in court and paid it off. Now the same collection agency on behalf of the same hospital, is saying i owe another $1900+ from previous service dates before the aforemention $800+ bill. Is this even legal? What should i do?
answered on Aug 11, 2020
Could be legal. Sounds like you only settled one bill. Without seeing the other bills, it's hard to say whether they can collection for various issues including statutes of limitations. Consult local counsel to best determine your options.
I was wondering if this would be a good place to start asking questions and if not, is there another chat forum that I could utilize to get a better understanding about this particular career field?
answered on May 18, 2020
The reason this free legal advice forum was created is to allow people who have legitimate legal questions to ask the Justia panel of experienced lawyers, who decide whether or not to answer.
So it seems safe to say that curious college students who want to "chat" with... Read more »
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