Q: Can file for chapter 13 two years after I had a chapter 7 discharged 2 years?
Got some medical bills sense chapter 7 and payday loans when I was out of work I'd like to pay back at a manageable plan. I am back to work now and have a steady income but wasn't sure if chapter 13 was an option within 2 years or not.
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I understand I cannot get a discharge under chapter 13 but was wondering if I could use it to setup a repayment plan?
A: You can not obtain a discharge this soon. The Statute provides in your situation the with holding of a discharge in a Chapter 13 if you have a discharge within 4 years under Chapter 7
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