Lawrenceville, GA asked in Estate Planning and Banking for Georgia

Q: Bank won't acknowlege POA because it is not certified with court

I have notarized POA on my Dad, drawn up by attorney in 1992. He can no longer sign checks and bank won't honor POA as is. How do you certify it with court? It is a properly notarized document already.

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Nina Whitehurst
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Answered
  • Estate Planning Lawyer
  • Crossville, TN

A: Your question cannot be answered without reviewing the POA to try to determine what exactly the bank might be concerned about. It is possible that the POA only becomes effective upon incapacity, and so the bank wants proof of incapacity of your father. It that is the case, you need to get a certificate or letter of incapacity from a doctor and present that to the bank along with the POA.

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