Q: Is other vehicle's insurance responsible for car rental if they accepted fault for accident?
I am a full time ride-share driver hit by a car and their insurance accepted fault. How can I be compensated for lost wages and are they responsible for paying upfront for a rental while vehicle is being repaired?
A: Every situation is fact intensive and related to that particular circumstance. However, when an insurance company accepts fault for an accident, they should be providing a rental, if one is needed. This is particularly applicable if they are paying for the repair of the vehicle. The situation changes somewhat when it's a total loss of the property damage. In that situation the obligation of the at fault insurance company is to provide a rental for a much shorter period of time; normally reasonably around the time when you receive the total loss payout. However, in this situation the other vehicles insurance should be responsible for your reasonable rental.
Tim Akpinar agrees with this answer
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