Q: NY vehicle repossessed. Wondering if the finance company is to notify of repo?
Yes if you are in default, the finance company may repossess the car without prior notice. That does not mean that you no rights. It is necessary to review the contract to know exactly. That said, you have at least the following rights:
The right to receive a notice immediately after the repossession;
The right to receive a notice before your vehicle is sold or auctioned;
The right to be provided with a statement regarding the sale after your car is sold or auctioned.
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