Q: Can I transfer my home to someone else if I have judgements against me?
Basically I have 2 judgements against me and am being sued for another debt I owe. I make too little money for them to collect anything and I own my home, it's my homestead, and I've been told they can't touch it. It's a mobile home and I don't own the property it's on. It needs serious renovations and my credit is ruined and I can't get a loan to fix it. I want to put the home in my mothers name so she can get a loan with my dad using their credit, income, and possibly the home as collateral. Is this illegal? There is no lien on my place but I don't want it to look like I'm trying to move my assets around as I eventually want to sell the place and pay these people off. If I can fix it and sell it I'll be debt free and can avoid bankruptcy so I'm desperate to do this.
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