Q: How do I take my ex-boyfriend's name off of the mortgage and the deed to our house?
I live in Ohio. He has agreed to let me keep the house, however we don't know what steps we need to take. We are 50/50 ownership currently with about 7 years left on the mortgage.
A: You can't take his name off the mortgage or the deed by your action alone. He can take transfer his rights in the property to you by signing a quit claim deed to you. The mortgage company won't take his name off the loan. You'll have to get a new loan. So, after he transfers the property to you by quit claim deed, then you can refinance the property in your name to get a new loan to pay off the current mortgage that has both your names. End result is that you are the sole owner of the house and the mortgage is in your name. Use the Find a Lawyer tab to retain a local real estate attorney to prepare the quit claim deed and record it.
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