Indianapolis, IN asked in Contracts and Car Accidents for Kentucky

Q: exclusive of PIP, but otherwise inclusive of all other damages meaning?

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2 Lawyer Answers
Anna Aleksander
PREMIUM
Anna Aleksander
Answered
  • Personal Injury Lawyer
  • Louisville, KY
  • Licensed in Kentucky

A: Exclusive of PIP means they will repay and be responsible for paying back the PIP to your insurance company pip stands for personal injury protection it is Ky no fault coverage on your own insurance that pay for your medical bills regardless of who is at fault and usually first $10,000.00 but could be much more depending on how much coverage your policy affords. What it really means is they will pay you the 2 and also will repay your insurance for any pip or aka no fault personal injury protection that you used up to pay your medical providers. Next, should you take their offer? Usually insurance companies will try to low ball claimants especially if they do not have a lawyer. Definitely you should have a lawyer review your case in order to figure out if the offer is good or too low. I handle injury cases.

Timothy Denison agrees with this answer

Anna Aleksander
PREMIUM
Anna Aleksander
Answered
  • Personal Injury Lawyer
  • Louisville, KY
  • Licensed in Kentucky

A: Clarification: It means they are still on the hook to repay pip obviously if they do not they could be sued more precisely it means that if you accept their offer, you are not releasing them from having to repay it and that the release does not include pip repayment as part of the settlement only the 2k and also it looks like you would have to repay any other liens if there are any.

Timothy Denison agrees with this answer

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