Q: If I had a loan under my name and my husband refused to pay it, do I have the legal right to demand that he pay it?
My husband obtained two loans under my name in order to pay off his mounting credit card debts. He has my consent during the course because I have a good credit. But eaxh time we argue, he’s using that as a He has threat repeatedly that he will not pay off the cards/loans in order to be malicious towards me and ruin my credit rating. I was wondering if there was anything I could do at this point in order to prevent him from using it at any time.
A: Yes, you can demand anything; but your spouse will not have to do anything about it unless you and he get a divorce.
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A: In order to do something about it you would need to file for a divorce. Once the divorce is filed the court will generally consider all the debts and assets acquired during the marriage as marital and will they be equally divided between the both of you. It does not matter who's name the debts or assets are in individually, if acquired during the marriage, they will generally be deemed marital.
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