Q: Can a medical debt that was sent to collections in error be reversed?
Our adult son has a medical bill that was put on hold until a discount was discussed. He is self-pay. He never received a call from the person to negotiate and the bill was sent to collections.
I assume a debt collector has called you or sent you a dunning letter. If you received a letter, I suggest you dispute that letter in writing. Send a dispute letter by certified mail to the debt collector with as much detail as possible.
Keep in mind the time period before unpaid medical debts in collections will appear on a credit report will increase from 6 months to 1 year. So you have to time to resolve this before it damages your son's credit.
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