Lawton, OK asked in Real Estate Law for New Hampshire

Q: Can you pay a lien on a home and own the home if there is no mortgage?

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1 Lawyer Answer
Alexandra Brewer
Alexandra Brewer
  • Manchester, NH
  • Licensed in New Hampshire

A: I would need a bit more information to thoroughly and thoughtfully answer this question. Having a lien on a property does not necessarily lead to ownership. A lienholder would need to foreclose or auction the property, if applicable, and the highest bidder would become the owner of the property. Depending on the type of lien, the owner may have the right to redeem the property prior to any foreclosure or auction. If there are any senior liens on an auctioned property, they would get paid prior to any subordinate liens. I would need a better understanding of your situation (third-party or lienholder) and what type of lien you are referencing potentially paying.

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