New York, NY asked in Bankruptcy for Michigan

Q: how soon can I file chapter 7, If I file a chapter 7 in January of 2016?

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3 Lawyer Answers
Ralph Reisinger
Ralph Reisinger
Answered
  • Bankruptcy Lawyer
  • Grand Rapids, MI
  • Licensed in Michigan

A: You can refile 8 years after the most recent Chapter 7 filing. You can file a Chapter 13 and 4 years after your most recent Chapter 7 filing. Depending on your circumstances you may want to file the Chapter 13 to stop garnishments etc.

Stuart Nachbar agrees with this answer

Stuart Nachbar
PREMIUM
Stuart Nachbar
Answered
  • Bankruptcy Lawyer
  • Livingston, NJ

A: 8 years from the date of the petition in 2016 and 5 years if you wish to file a chapter 13

Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: January of 2024.

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