Q: Dear sir or Madam, I had three months left on my lease and then I sublet my apartment without telling the office.
I unknowingly breached the contract. The new tenants paid the three months, but due to Covid they managed to stay 2 years after the lease without paying. We then went to court. The judge ruled in their favor. Now, the apartment is asking me to cover the rent owed. I am not able to pay it. The amount is $38000. Not being able to pay it will ruin my credit and may be my paycheck will be garnished. I am in a tough situation. Any suggestion would help. Thanks in advance!
A: It sounds like you are going to need to consult with a bankruptcy attorney to see if you qualify to file chapter 7 bankruptcy and wipe out the debt.
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