Bloomington, IN asked in Car Accidents for Indiana

Q: Am I reliable for all damages rendered after a not at fault car accident because I didn't have car insurance?

I was not at fault for the accident.

Location, state of Indiana.

This is the first time I was involved in an accident not having car insurance coverage.

No personal injury occured during the accident.

Damages rendered was my to my own vehicle and property damage to the building I was forced into during the accident.

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1 Lawyer Answer

A: An Indiana attorney could advise best, but your question remains open for two weeks. Until you are able to consult with a local attorney, not having insurance does not necessarily make one liable for damages. The person would be in violation of state laws for having an active insurance policy in effect. But that's a separate issue than figuring out fault. In other words, one could be uninsured, yet not liable. That's a general principle followed nationwide. However, you should still have an Indiana attorney advise you under applicable state laws and how you need to handle the insured violation. Good luck

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