Q: A car ran into my house during a police chase. Who is responsible for damages? The driver or the owner of the truck?
Hello...
A woman ran into my house after a police chase. I am not even sure if she has a license or her own insurance, but not likely. She has a long rap sheet (she was arrested at the scene). The truck wasn't hers - her sister let her borrow from her friend. The owner of that truck didn't have insurance on it, so who is responsible? And is the truck owner even responsible if he didn't actually let her borrow it, but someone else did?
I have home owners insurance, so I can get my house fixed, but my rates will go up. We are considering fixing it ourselves, as the damage is fairly minimal. If I want to file a civil suit for damages, who do I go after? Also, I know it's not likely that either of these people will pay or have the money, but I'd still like to file a suit.
Thanks!!
AJ
A: You will likely be entitled to restitution upon the woman's conviction. Whether you actually see that money or not is a different question. Your homeowner's insurance, though, is your primary contact.
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