Holt, MI asked in Car Accidents for Michigan

Q: A car ran into my house during a police chase. Who is responsible for damages? The driver or the owner of the truck?


A woman ran into my house after a police chase. I am not even sure if she has a license or her own insurance, but not likely. She has a long rap sheet (she was arrested at the scene). The truck wasn't hers - her sister let her borrow from her friend. The owner of that truck didn't have insurance on it, so who is responsible? And is the truck owner even responsible if he didn't actually let her borrow it, but someone else did?

I have home owners insurance, so I can get my house fixed, but my rates will go up. We are considering fixing it ourselves, as the damage is fairly minimal. If I want to file a civil suit for damages, who do I go after? Also, I know it's not likely that either of these people will pay or have the money, but I'd still like to file a suit.



Related Topics:
1 Lawyer Answer
Brent T. Geers
Brent T. Geers
  • Grand Rapids, MI
  • Licensed in Michigan

A: You will likely be entitled to restitution upon the woman's conviction. Whether you actually see that money or not is a different question. Your homeowner's insurance, though, is your primary contact.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.