Q: I let a friend borrow $1200 she lives in Guaynabo. She made two payments but has defaulted. Can I file a claim? How?
A: To answer your question: Yes. You can file a claim, in the form of a collections lawsuit, with the Guaynabo Court of First Instance, under Civil Procedure Rule 60. The claim must be filed with a sworn statement, avowing under oath that the allegations in the lawsuit are true and correct. You must also provide proof of your friend's debt. The evidence that you submit can go a long way to contradict any denials that your friend may raise. A claim under Rule 60 is summary and expeditious; and the main defense that your friend may present is evidence of payment, evidence that you releaved her of said payment, or evidence that you extended her payment terms
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