Q: Do I need to probate my mom's will? I am her only heir, all of her bills are paid & she had no assets in her name.
She had 2 life insurance policies naming me as the only beneficiary. She also had joint checking account with me. I have received 3 checks since her death made out to her estate (the checks were for reimbursement of some insurance premiums). Bank says I need to open an estate account & deposit these 3 checks. Will I be able to withdraw this money out of the estate account (the 3 checks only total about $2800).
A: No, you can complete a small estate affidavit and present that to the bank.
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