Mineola, NY asked in Bankruptcy and Foreclosure for New York

Q: Does bankruptcy court have jurisdiction regarding a state judgment of foreclosure that is void?

Refinance was canceled 8 years ago, and lender was allowed to proceed with void mortgage and note in state court.

Related Topics:
4 Lawyer Answers
Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: Yes. You can file on that.

Scott L. Lanin
PREMIUM
Scott L. Lanin
Answered
  • Bankruptcy Lawyer
  • New York, NY
  • Licensed in New York

A: If the state court issued a judgment of foreclosure, even if you believe that the note and mortgage were somehow void, your remedy would be to challenge that judgment in that court with a motion to reargue or an appeal to the higher state court. If you try to collaterally attack it in a bankruptcy court, you will likely fail. The bankruptcy court and all federal courts give state court judgments what is called full faith and credit and the prior proceeding in state court may bar subsequent litigation of the same issue under the doctrine called res judicata. This doctrine bars claims that were actually litigated before or could have been raised in the prior proceeding. There's also a federal doctrine that applies in the bankruptcy court called the Rooker-Feldman doctrine which basically works to prevent lower federal courts from hearing appeals of state court decisions. Please note that this is provided for general information only and does not create any attorney-client relationship. Our firm requires a signed retainer agreement to create such a relationship. Laws can vary in different jurisdictions. You should consult with a local attorney for specific legal advice about your case. Best of luck.

Daniel Michael Luisi agrees with this answer

Michael David Siegel
Michael David Siegel
Answered
  • Bankruptcy Lawyer
  • New York, NY
  • Licensed in New York

A: Yes and no. It applies State law if the claim is not final in State court. If it has been made final in state court, then the bankruptcy court must honor the state court judgment. There are bankruptcy options to modify, etc., even if there is a judgment.

Leonard R. Boyer
Leonard R. Boyer pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
Answered
  • Bankruptcy Lawyer
  • Clifton, NJ

A: Yes it does have jurisdiction a Chapter 7 Bankruptcy, if you are qualified would eliminate the problem. With modern technology, you can be represented by any qualified attorney irrespective of geography.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.