Q: Hi I filed a chapter 13 a number of years ago . The case was dismissed. Can I get rid of a car that was part of the case
The car was not reported on my credit report. I need to junk it.
When a Chapter 13 case is dismissed, under the Bankruptcy Code, everything returns to the way it was, as if the case had never been filed.
If any creditor held a lien against your auto, and you have not fully repaid the lien, then it still exists and remains enforceable.
You can have a lien search done by any of the many title search companies, to determine whether anyone claims a lien against your car.
If there is no lien against the car, then yes, you can dispose of it however you wish.
Timothy Denison agrees with this answer
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