Conyers, GA asked in Bankruptcy for Georgia

Q: So I filed a Chapter 7 in 2021 . I had a vehicle that I surrendered under the bankruptcy but got another at the same tim

Can both of these be classified under my filing if I only signed paperwork for one . Because they both show up when I try to get anything as both being under my Bankruptcy.

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1 Lawyer Answer
Sonya Jackson
Sonya Jackson
  • Bankruptcy Lawyer
  • Atlanta, GA
  • Licensed in Georgia

A: The answer depends on multiple factors that are not clear from your question (e.g., the date you filed your bankruptcy case; the dates you took out each of your auto loans; what you elected to do with the second vehicle).

Unless you reaffirm a debt, your chapter 7 discharge will include all your eligible pre-petition debts (i.e., the debts you incurred before filing the case). If both of your auto loans were in place before you filed your bankruptcy and you elected to surrender one of the vehicles and (presumably) retain and pay for the other vehicle, then both of the auto loans would have been discharged under your chapter 7 bankruptcy.

LEGAL DISCLAIMER: This is not legal advice and does not create an attorney-client relationship. All information posted here is intended to provide general information to the general public and not to any specific individual. If you require legal advice, please consult an attorney licensed to practice in your state.

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