Q: In a pedestrian vs vehicle accident, who is typically responsible and how should insurance & medical bills be handled?
No long term medical issues occurred; however, basic emergency room costs amounted to ~$20k (~$5k after applied insurance). A campus police report is available but cannot be provided without request from insurance. We are currently awaiting word from BCBS subrogation dept.
A: Only a Michigan attorney could advise, since states could differ as to PIP (personal injury protection) benefits, depending on the type of jurisdiction. But your question remains open for a week, and it sounds like you may be trying to arrange immediate medical care. In no-fault jurisdictions, the insurance of the vehicle usually picks up pedestrian medicals. In non-no-fault jurisdictions, it could become more complicated, in terms of other insurance sources (or other arrangements, if there is no insurance). Consider reaching out to local attorneys - depending on the rules followed and available options, there could be tight deadlines for submitting paperwork in filing a claim. Good luck
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