Q: My wife and I own our home. Survivorship deed. What should we execute to state our wishes for beneficiaries if the other
Dies, understanding that we may each pick someone different. (Would we each do our own TOD? (Wanting to avoid probate).
A: A single TOD affidavit will allow the property to avoid probate. But, it will also allow the survivor to change the plan. If you want to lock in a plan, then you need to talk to an attorney about your options.
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