Q: can i sue the spouse of the at fault driver if the accident exceeds the policy limit?
the insurance company has offered and said the only amount they can agree to is the policy limit. my pain and suffering, income loss, and medical bills exceed this amount. I know that the at-fault has his spouse on his car insurance so i am wondering if i can go after her policy or if its not possible
The answer is probably no. But you should consult with a lawyer about this. Lawyers who represent people who are hurt in car crashes should try to locate all available insurance. And, depending on the unique facts of your case, there's a possibility that you have a chance to recover from a different insurance policy or that there is a claim for coverage that is not apparent from the few facts you've shared here. Bottom line: If you need help getting to more coverage or if you need help with navigating your personal injury claim, call an attorney.
My firm helps folks who are injured in car crashes. We may be able to help. Good luck.
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