Q: Do we need two separate demand letters ?
Sister and I were rear ended at a high rate of speed. She was my passenger. We were both injured and had medical treatment. We have decided to fire our lawyer due to lack of communication. We have also decided to negotiate with the insurance company ourselves. With that being said , do we need to send ONE demand letter including both of our injuries/treatment/future treatments, or send two separate ones? We are hoping to go for their policy limits.
A: Those are two different causes of actions, so two different demand letters, by the respective claimants only, would be better. But you definitely need an attorney. There are tons of PI lawyers, but on a rear ender with good liability, any decent lawyer should be able to handle it. Damages are more difficult than you understand, and your own insurance might need to be involved for underinsured coverage or even UIM. Accident Report is inadmissible.
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