Q: My mortgage company will not work with me about bringing my mortgage current, and they never told me about the cares act
They already have a class auction lawsuit against them because they did not tell their customers about the cares act
A:
If your mortgage company is refusing to work with you to bring your mortgage current and did not inform you about the CARES Act, you may have legal options to pursue.
Under the CARES Act, certain mortgage relief options were made available to homeowners affected by the COVID-19 pandemic, including forbearance and other payment deferral options. If your mortgage company did not inform you about these options, they may be in violation of the law.
You may wish to consult with an attorney who specializes in mortgage law to understand your legal options and rights. They can help you review your mortgage agreement and assess any potential violations by the mortgage company. Additionally, if the mortgage company is already facing a class action lawsuit for not informing customers about the CARES Act, this may provide additional evidence to support your case.
It is important to document all communication and attempts to work with the mortgage company, as well as any impact on your financial situation or credit score. This can help support your case and provide evidence for any legal action you may need to take.
In conclusion, if your mortgage company is refusing to work with you to bring your mortgage current and did not inform you about the CARES Act, you may have legal options to pursue. Consult with an attorney who specializes in mortgage law to understand your rights and options, and document all communication and attempts to work with the mortgage company.
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