Richmond, VA asked in Car Accidents and Personal Injury for Virginia

Q: I was in a auto mobile accident the other party was st full blame but my insurance paid my hospital bill so ii turned in

My claim and thy can see my insurance covered so how will I get money

4 Lawyer Answers
Joel Gary Selik
Joel Gary Selik
Answered
  • Personal Injury Lawyer
  • Las Vegas, NV

A: There are many details on how personal injury cases are handled, including the interplay between medical payments insurance coverage, adverse insurance and health insurance. This is one reason why an experienced personal injury attorney should be hired.

Tim Akpinar agrees with this answer

Christopher J. Pitera
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Answered
  • Personal Injury Lawyer
  • Richmond, VA
  • Licensed in Virginia

A: That means your auto policy carries medical expense benefits up to a certain limit. Medical expense benefits can be stacked in Virginia for each vehicle you have on the auto policy. Generally it is best to use your health insurance in Virginia before exhausting medical expense benefits for a variety of reasons. You should contact a Virginia personal injury attorney to discuss the specifics of your question as to how to seek additional compensation on your medical bills. You may also be entitled to additional compensation for things such as lost wages, pain, suffering, inconvenience, and mental anguish.

Tim Akpinar agrees with this answer

Peter N. Munsing
Peter N. Munsing
Answered
  • Personal Injury Lawyer
  • Wyomissing, PA

A: First, I am not a Virginia attorney (though I have handled cases there at the request of some). However let me note that members of the Va. Assn for Justice give free consultations so why not get one?

Generally, you look to have the insurance pick up your medicals. So be sure you tell the doctors/therapists about each area of your body where you feel either pain, numbness/tingling, or feel those if you use those areas, or other body symptoms you didn't have before--ringing in your ears, dizziness, etc.

Under many states auto policies the other person's insurance doesn't pay your medical bills first but down the road your companies that paid your bills will go to the responsible company's insurance for payment. Under many states' laws, they have a right to be paid back so do NOT try to settle the case on your own.

Tim Akpinar agrees with this answer

Tim Akpinar
Tim Akpinar
Answered
  • Personal Injury Lawyer
  • Little Neck, NY

A: Medical expense payments are not generally connected to liability. So even if the other party wasn't fully to blame as you point out, medical expenses depend on the insurance plan. Good luck

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