Itta Bena, MS asked in Bankruptcy for Mississippi

Q: If I file chapter 13 bankruptcy can I add my home if it’s a conventional mortgage loan

I home is financed threw a bank with a convention loan how does this work if I file chapter 13 bankruptcy

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2 Lawyer Answers

A: You can include your home in a Chapter 13 plan, and your payment remains the same. If you owe an arrearage, you can spread out and pay back the arrears over the life of the plan.

Timothy Denison agrees with this answer

A: Yes. You can add it into your plan and pay through the Chspter 13 plan.

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