Q: My house burned it is a total loss . My Ins policy is up for renewal today. Is there any reason why I should renew this.
Policy shouldn’t I just get a liability policy for the land?
A: You should have already hired an attorney and/or a Public Adjustor to help you with filing the Claim. Have you made a Claim yet? Paying another policy premium is the least of your worries, and nonpayment may deny coverage. Hire some competent professionals to advise you as there are far too many fact variables to give you an answer here, and that is a catastrophic loss.
Peter J. Weinman agrees with this answer
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