Q: The city demolished my home. Do I need to continue to make payments on it?
I am reaching out to you in hopes that you can help me. I just found out that my house in NC got demolished. No one notified me. I found out about it due to HomeGo sending me something in the mail stating I could sell my house in as little as seven days. They included a picture of the property and the house was gone! I had stuff in my house. What happened to my stuff? Did it get thrown out or demolished with the house? I had irreplaceable items in my house. I still have a mortgage on my house. Since the house is gone, do I continue to make payments? Can I walk away from it free and clear? Can they come after me for the cost of the demolition? What are my rights?
A: First, you need to contact your insurance carrier, they will likely cover the costs for an attorney and pay off your mortgage. You also need to contact an attorney in the area near where the house was and get them to find out exactly what happened. You may have a substantial claim against whoever demolished the house.
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