Q: My mother committed identity fraud against me. Will she still get in legal trouble if I don't press charges?
She has been committing identity fraud/theft against me since at least 2021. Various loans, credit cards, and accounts have been created using my name, date of birth, and SSN. I was not aware of this problem or consented to these accounts. I only found out after moving out and tried to apply for an auto loan. I am working with the Federal Trade Commission and the three credit bureaus to remove this stuff from my credit reports and to repair the severe damage she has caused. I do not intend to go after her legally. But will she still get in trouble? The FTC, Experian, Transunion, and Equifax all know she was the one who did it and have her information.
A: The lenders are not going to let you off, and her off. Someone has to pay. Thus, if you are submitting fraud affidavits, the lenders will definitely give it to law enforcement as it is Federal bank fraud. You do not choose who gets prosecuted. The DA chooses.
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