Q: My mother committed identity fraud against me. Will she still get in legal trouble if I don't press charges?
She has been committing identity fraud/theft against me since at least 2021. Various loans, credit cards, and accounts have been created using my name, date of birth, and SSN. I was not aware of this problem or consented to these accounts. I only found out after moving out and tried to apply for an auto loan. I am working with the Federal Trade Commission and the three credit bureaus to remove this stuff from my credit reports and to repair the severe damage she has caused. I do not intend to go after her legally. But will she still get in trouble? The FTC, Experian, Transunion, and Equifax all know she was the one who did it and have her information.
A: The lenders are not going to let you off, and her off. Someone has to pay. Thus, if you are submitting fraud affidavits, the lenders will definitely give it to law enforcement as it is Federal bank fraud. You do not choose who gets prosecuted. The DA chooses.
1 user found this answer helpful
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.