Q: How long does someone have to hand in their home owners insurance to an attorney ?
How long does someone have to hand in their home owners insurance to an attorney ?
I Was bit by a neighbors dog and they haven’t submitted their homeowners insurance policy to my attorney yet. They were mailed 3 letters since 4/20/23. My question is how long does this go on until they are served by the sheriff.
A: In most states, the homeowner is not under any legal duty to provide his insurance information upon receiving a demand letter from an attorney. In addition, most homeowners policies do not cover dog bites, unless the homeowner pays for an additional “rider” to his policy. The only way that an attorney can obtain a party’s insurance information is through the discovery process after a lawsuit is filed. The dirty little secret is that unless there’s insurance coverage, a plaintiffs attorney will usually drop the case if he finds that there is no insurance coverage after suit is filed. You should ask your lawyer if the homeowner does not provide his insurance policy, do you plan on filing lawsuit. If he does not say “yes”, then he probably will drop the case if the homeowner does not respond to his demand letter.
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