Q: US Auto Sales went bankrupt soon after selling me a dangerous mechanical failing car. What can I do
Westlake portfolio says I have to keep paying to keep my credit up and they will do nothing about it... I don't have thousands of dollars to fix an issue that I should have been aware of when signing for the car... I never signed a contract with Westlake, only us auto... This seems very messed up and I don't want to keep making payments on an unsafe car... I need help
A: West probably bought the note or was even the original lender. Read whatever paperwork you have on the finance. You signed the note, and that has nothing to do with the car. You might be able to file a Notice of Exempt Property if they sue you, or CH 7 Bankruptcy. How do you know US went bankrupt? If you got a notice to creditors, then you should have filed a claim. Is West a lienor on the title? If not, they are not secured, but you still owe on note.
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